Plan A
PPO Plan
- $83
- per paycheck
- $3,500
- deductible
- 20%
- coinsurance
- $750
- HSA contribution
In-network only?
Employer-sponsored health plans are complicated.
Comparing them
shouldn’t be.
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Plan B
HDHP Plan
- $63
- per week
- $1,500
- deductible
- $35
- primary care copay
- $6,000
- out-of-pocket max
Different network?
Different formats.
Different information.
Hard to compare.
The research
Health insurance decisions require people to weigh complex trade-offs.
Researchers writing in JAMA Health Forum describe health insurance choices as complex decisions involving trade-offs among multiple plan features and uncertainty about future health needs.
“In order to improve the quality of health insurance decisions, we need to design decision support tools to help consumers understand their preferences for plan features, weigh trade-offs among multiple plan features, and clarify outcomes resulting from each.”
JAMA Health Forum. 2020;1(7):e200849.
doi:10.1001/jamahealthforum.2020.0849
Turn information into insight
Different plans. Different numbers. One clear comparison.
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- Premiums
- Deductibles
- Out-of-pocket limits
- Employer contributions
- Coverage differences
More than a spreadsheet
The information you need,
when it matters.
Benefits that
matter to you
Compare coverage differences for the services you actually care about.
Different ways
to cover your family
Explore family and split-coverage arrangements when applicable.
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